“My passion is to bring meaning and create lasting impact for my customers. I uphold the highest ethical standards and a striking commitment to quality every step of the way. Integrity is central to my business. I believe a mortgage should be about building relationships, trust, and helping my customers to achieve their home financing goals Many loan officers can get you a loan. My mission is to get you the right loan!” I have a wide array of mortgage choices, competitive rates and flexible terms and conditions so you can find the mortgage solution that best fits your needs. During my 20 years of experience in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first time homebuyers and a great deal of experience in: Government lending (FHA, VA, and USDA), Investment property lending, “Jumbo” lending, First Time Home Buyer Specialist, Refinance. To my business partners: My promise to you is that I will always deliver the highest level of customer service with every client we serve together! I will exceed your expectations in communication and availability. I will always help in our joint marketing efforts and I will always bring new ideas to the table as to how we can help more families and individuals pursue the dream of homeownership. That is my promise to each of you. I will work tirelessly for my customers and business partners. I DON’T work “banker’s hours” I am available 7 days a week and in the evenings as well. Equal Housing Lender. Bay Equity Home Loans NMLS #76988. I am a licensed mortgage originator, NMLS # 452504, and am licensed to originate mortgage loans in the following state(s): Minnesota and Florida.