Applying for a mortgage loan can be an exciting time. To make sure everything runs smoothly, it is essential to work with a mortgage lender who understands the loan process and the local Texarkana market. Whether you are buying, building or refinancing, Kelly is an experienced mortgage lender you can trust. Kelly specializes in construction to perm loans, Cadence portfolio loans including the Physician Loan and Right@Home Program, FHA, VA, USDA and conventional financing options and can help you select a loan program that addresses your unique needs and allows you to work toward your financial goals. Kelly enjoys traveling, yoga, golf, gardening, time at the lake, and spending time with her family and is an active member of the local community. Contact Kelly today to get started on your path to home ownership.