Justin Crowley is a Senior Mortgage Loan Originator with First Western Trust and the leader of the Northern Colorado Mortgage office. With over two decades of experience in the mortgage industry, Justin has been helping homebuyers, homeowners, and real estate investors navigate complex financing decisions since 2001. He is widely respected throughout Northern Colorado for his deep knowledge, straight-forward guidance, and unwavering commitment to doing what is best for his clients.

Justin’s approach is rooted in education and transparency. He believes clients deserve to fully understand their options before making financial decisions, whether they are purchasing their first home, financing a new construction, structuring a loan as a self-employed borrower, or evaluating advanced strategies such as HELOCs versus traditional refinance options. Known for setting clear expectations upfront, Justin ensures there are no surprises—only well-executed plans and smooth closings.

Clients and real estate professionals consistently describe Justin as dependable, highly responsive, and exceptionally thorough. He is often credited with saving deals that others could not, stepping in with creative solutions, precise structuring, and calm leadership when timelines are tight or circumstances are complex. His ability to explain lending scenarios clearly—without pressure or self-interest—has earned him long-term client loyalty and referrals that span decades.

Justin is also deeply connected to the Northern Colorado real estate community, maintaining strong relationships with agents, builders, and financial professionals throughout Fort Collins, Denver, and surrounding areas. His reputation is built on integrity, technical mastery, and follow-through—qualities that have made him a trusted advisor for repeat clients, investors, and referral partners alike.

Whether working with first-time buyers, experienced homeowners, or business owners with complex income structures, Justin Crowley is known for delivering clear advice, strong advocacy, and results-driven mortgage solutions. His clients don’t just close loans—they gain a lender they trust for life.