Hello. I’m Julie and would love the opportunity to help you with your mortgage needs while refinancing or purchasing or constructing a home. It is important to me that my clients are comfortable and knowledgeable about the loan process, and I encourage questions. I provide many loan options such as conventional, MBOH, RD, FHA, VA, MBOH as well as rehabilitation & construction loans for purchase or refinance. With over 20 years’ experience as a lender, I am able to guide you thru the options efficiently. As always, scheduling an appointment is great but you can also fill out applications/upload documents on my secure website as well, www.churchillmortgage.com/loan-officers/Julie-Lapham