Capital Fund 1 LLC

Maximum Leverage

Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term (DSCR)
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Loan Programs
Property Types and Loan Types
Junior Liens
Junior Lien Loan Amounts
Junior Lien Interest Rates
Origination Fees
Junior Lien Loan-to-Value
We Fund Junior Position Loans
Land Loan
Max LTV for Land
Max LTC for Land Acquisition
Purchase Loan
Max Loan-to-Purchase Price
Borrower Must Have Property Under Contract
Will Provide Proof of Funds Letter
Will Consider Lending on Purchase from Auction
Rehab Value Add Loan
Experience Required
Minimum Number of Value-Add Projects Completed by Borrower
Will Consider Lending on Purchase from Auction
Max LTC for Renovation Costs
Interest Charged for Renovation Costs
Typical Number of Days for Funds Draw
Construction Loan
Development Experience Required
Minimum Number of Ground-Up Construction Projects Completed by Borrower
Max LTC for Ground-Up Construction Costs
Interest Charged for Construction Costs
Will Lend on Partially Completed Construction Projects
Residential Long-Term DSCR Loans (1-4 Units)
Minimum Loan Amount
Maximum Loan Amount
Minimum Interest Rate
Maximum Interest Rate
Minimum Origination Fee
Maximum Origination Fee
Minimum Loan Term
Maximum Loan Term
Minimum Loan-To-Value
Maximum Loan-To-Value
Minimum Property Value
Seasoning Time
Minimum Debt Service Coverage Ratio
Minimum Credit Score
Will lend on vacation homes and short-term rentals
Will Lend on a Portfolio of Properties

Details and Requirements

Maximum Units for Multifamily Properties
Pre Payment Penalty
Deposit Required
Will lend to a foreign national
Will Consider Equity Joint Venture
Personal Guaranty (Recourse) Required
About

For over a decade, Capital Fund 1 has partnered with hundreds of real estate investors to provide them the capital they need. With over $4 billion in loans funded throughout the western US, we have built a reputation as a premier hard money lender. From the traditional fix and flip financing to specialized bridge loans, our loan menu is reflective of the growing real estate markets in areas we serve. Our team is experienced in offering competitive bridge, acquisition, and construction loan programs for your land, residential and commercial real estate investments. As a value add to our borrowers, the CF1 team is equipped to examine, underwrite, process, and fund properties within 24 business hours – all while keeping rates and fees competitive. Beyond being a capital partner, we have invested heavily in helping real estate investors grow their business. In the couple years, we’ve built our proprietary underwriting software from the ground up to better protect our investor dollars and borrowers’ businesses. In 2021, we released those tools to the public at no cost. An example of our commitment to the real estate community.

Year Established
2021
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Team

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