Premier Mortgage Resources

Premier Mortgage Resources

Maximum Leverage

Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term (DSCR)
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Loan Programs
Property Types and Loan Types
Junior Liens
Junior Lien Loan Amounts
Junior Lien Interest Rates
Origination Fees
Junior Lien Loan-to-Value
We Fund Junior Position Loans
Land Loan
Max LTV for Land
Max LTC for Land Acquisition
Purchase Loan
Max Loan-to-Purchase Price
Borrower Must Have Property Under Contract
Will Provide Proof of Funds Letter
Will Consider Lending on Purchase from Auction
Rehab Value Add Loan
Experience Required
Minimum Number of Value-Add Projects Completed by Borrower
Will Consider Lending on Purchase from Auction
Max LTC for Renovation Costs
Interest Charged for Renovation Costs
Typical Number of Days for Funds Draw
Construction Loan
Development Experience Required
Minimum Number of Ground-Up Construction Projects Completed by Borrower
Max LTC for Ground-Up Construction Costs
Interest Charged for Construction Costs
Will Lend on Partially Completed Construction Projects
Residential Long-Term DSCR Loans (1-4 Units)
Minimum Loan Amount
Maximum Loan Amount
Minimum Interest Rate
Maximum Interest Rate
Minimum Origination Fee
Maximum Origination Fee
Minimum Loan Term
Maximum Loan Term
Minimum Loan-To-Value
Maximum Loan-To-Value
Minimum Property Value
Seasoning Time
Minimum Debt Service Coverage Ratio
Minimum Credit Score
Will lend on vacation homes and short-term rentals
Will Lend on a Portfolio of Properties

Details and Requirements

Maximum Units for Multifamily Properties
Pre Payment Penalty
Deposit Required
Will lend to a foreign national
Will Consider Equity Joint Venture
Personal Guaranty (Recourse) Required
About

Premier Mortgage Resources (PMR) has been helping customers achieve the dream of homeownership since 2005. Staffed by nearly 200 loan officers, PMR is privately held mortgage banker that underwrites directly to agency guidelines.

We offer a full menu of mortgage products, and we we are an approved Fannie and Freddie seller servicer and direct lender for FHA, VA and USDA. We also provide numerous portfolio products to better serve our customers. In addition, we have a full reverse Mortgage Banking division as well as many delegated Jumbo outlets.

We are licensed or pending in all fifty states. Founded by Greg Mirecki and Rich Forde and originally part of larger nationwide company, Mirecki and Forde operated PMR successfully for nearly 10 years. Through a series of mergers and acquisitions the name was shelved, but the operations and several of the offices continued to operate until 2005.

In recent years, Cory Swain, an Idaho native, came on board as a managing partner. Under his oversight, the company grew tremendously. In fact, in 2018 the company saw a year-over-year growth rate of 42%, and 23% in 2019. In 2020, the company saw their largest growth, of nearly 60% over year-over-year. To date, the company continues it’s growth trajectory.

In 2021, Swain acquired the company outright, and moved the principal address to Meridian Idaho, and on January 1st, 2022, formed an ESOP that benefits all employees via an Employee Stock program.

OUR MISSION

Premier Mortgage Resources was founded on a passion to help all Americans achieve the dream of homeownership.

OUR VISION

Our philosophy is centered on acquiring top talent to achieve operational excellence, and provide our customers with an outstanding home ownership experience.

Our business is not run by robotics or complex algorithms; it is run by people. There are people who care about the unique financial situation behind every loan. Because our team understands that borrowers are counting on us, they go above and beyond to make sure that we take the best possible care of each loan, while offering a fantastic customer experience.

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Team

Mandi Feely
NMLS #38490
3363 East Presidential Drive suite 200, Meridian, Idaho 83642, USA