Capital Bank Home Loans

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  • Origination Fees
  • Lien Position

Maximum Leverage

Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term (DSCR)
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Loan Programs
Property Types and Loan Types
Loan TypesResidential
Junior Liens
Junior Lien Loan Amounts
Junior Lien Interest Rates
Origination Fees
Junior Lien Loan-to-Value
We Fund Junior Position Loans
Land Loan
Max LTV for Land
Max LTC for Land Acquisition
Purchase Loan
Max Loan-to-Purchase Price
Borrower Must Have Property Under Contract
Will Provide Proof of Funds Letter
Will Consider Lending on Purchase from Auction
Rehab Value Add Loan
Experience Required
Minimum Number of Value-Add Projects Completed by Borrower
Will Consider Lending on Purchase from Auction
Max LTC for Renovation Costs
Interest Charged for Renovation Costs
Typical Number of Days for Funds Draw
Construction Loan
Development Experience Required
Minimum Number of Ground-Up Construction Projects Completed by Borrower
Max LTC for Ground-Up Construction Costs
Interest Charged for Construction Costs
Will Lend on Partially Completed Construction Projects
Residential Long-Term DSCR Loans (1-4 Units)
Minimum Loan Amount
Maximum Loan Amount
Minimum Interest Rate
Maximum Interest Rate
Minimum Origination Fee
Maximum Origination Fee
Minimum Loan Term
Maximum Loan Term
Minimum Loan-To-Value
Maximum Loan-To-Value
Minimum Property Value
Seasoning Time
Minimum Debt Service Coverage Ratio
Minimum Credit Score
Will lend on vacation homes and short-term rentals
Will Lend on a Portfolio of Properties

Details and Requirements

Maximum Units for Multifamily Properties
Pre Payment Penalty
Deposit Required
Will lend to a foreign national
Will Consider Equity Joint Venture
Personal Guaranty (Recourse) Required
About

Capital Bank Home a premier nationwide online mortgage lender is not your traditional lender. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers. Then we took it a step further and combined our digital platform with one-on-one, personalized service from our Loan Originators. The result? You can close in as little as 21 days!

Digitally speaking

Our Capital Bank Home Loans QuickClose application process is faster — it’s an online mortgage process accessible from any device, anywhere. And, we automatically send reminder emails to help you stay on track and up-to-date.

At your service

No matter where you are looking or what your goals might be for your next home, working with an online mortgage Loan Originator who asks the right questions can help you get the loan that’s right for you. A loan you can get approved for and one that fits your budget.

Smooth process

Your Loan Originator is available by phone, text or email, with you every step of the process. And, because our underwriters and processors are in-house, the home financing process is smoother, even as an online mortgage.

But don’t take our word for it. Check out how we’ve helped these Capital Bank Home Loan customers.

Year Established
1999
Deals By Capital Bank Home Loans
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Eric Parsons
Capital Bank Home Loans
Eric Parsons
NMLS #447816
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18949 Coastal Hwy, Rehoboth Beach, DE 19971, USA
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